Home / Business / The PNC Financial Services Group, Inc. (PNC) Q3 2025 Earnings Call Transcript

The PNC Financial Services Group, Inc. (PNC) Q3 2025 Earnings Call Transcript


Q3: 2025-10-15 Earnings Summary

EPS of $4.35 beats by $0.30

 | Revenue of $5.92B (8.89% Y/Y) beats by $102.44M

The PNC Financial Services Group, Inc. (NYSE:PNC) Q3 2025 Earnings Call October 15, 2025 11:00 AM EDT

Company Participants

Bryan Gill – EVP, Director of Investor Relations
William Demchak – Chairman & CEO
Robert Reilly – EVP, CFO & Director

Conference Call Participants

Robert Siefers – Piper Sandler & Co., Research Division
Betsy Graseck – Morgan Stanley, Research Division
John Pancari – Evercore ISI Institutional Equities, Research Division
Ebrahim Poonawala – BofA Securities, Research Division
Christopher McGratty – Keefe, Bruyette, & Woods, Inc., Research Division
L. Erika Penala – UBS Investment Bank, Research Division
Gerard Cassidy – RBC Capital Markets, Research Division
Kenneth Usdin – Bernstein Autonomous LLP
Michael Mayo – Wells Fargo Securities, LLC, Research Division
Matthew O’Connor – Deutsche Bank AG, Research Division

Presentation

Operator

Greetings, and welcome to the PNC Financial Services Group Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded. It’s now my pleasure to turn the call over to your host, Bryan Gill. Thank you, Bryan. You may begin.

Bryan Gill
EVP, Director of Investor Relations

Well, good morning, and welcome to today’s conference call for the PNC Financial Services Group. I am Bryan Gill, the Director of Investor Relations for PNC and participating on this call are PNC’s Chairman and CEO, Bill Demchak; and Rob Reilly, Executive Vice President and CFO. Today’s presentation contains forward-looking information. Cautionary statements about this information as well as reconciliations of non-GAAP measures are included in today’s earnings release materials as well as our SEC filings and other investor materials. These are all available on our corporate website, pnc.com, under Investor Relations. These statements speak only as of October 15, 2025, and PNC undertakes no obligation to update them. Now I’d like to turn the call over to Bill.

William Demchak
Chairman & CEO

Thank you, Bryan, and good morning, everyone. As you’ve seen, we had an excellent

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